The first thing to note in money management is by having your priorities right when it comes to using your money. If you have things like credit card debt and many other things that may end up slowing your financial freedom in future it is important that you settle them now before proceeding to other things in the future. The largest categories of your prioritization always reflect what matters the most in your life and from then you can be able to note what is it exactly that you need away from what you want. It is impossible to properly manage your money when you don’t know what you’re dealing with each month and therefore if you have an unstable income you should be able to come up with a rough idea of what you can be able to get as a bare minimum. In the case that you don’t have a concrete number which you can tell is your salary, it is as simple as determining your monthly income after taxes. Once you have a proper figure at hand then you can be able to add any other extra incomes that you get from gigs or side jobs. Having a properly outlined budget will give you a proper vintage point as to what things you need to spend on and what you need to save. This can be sufficiently done when you have a proper of your credit card statements, housing and utility bills, bank statements which include ATM receipts and any other mode of electronic payments which also provide records in the form of text messages or even emails. In order to meet with a priority, you have set in a financial plan, you will need to cut any extra expenses at this could mean shopping at a grocery which offers discounts or even having lunch that has been brown-bagged instead of ordering food from a restaurant as this may help you to meet your priorities without having to spend a lot of extra money. It is vital that you have an important figure in your life to keep you accountable sometimes leaving money issues to your individual discretion may leave you with a lot from for compromises and you will sufficiently be able to put down your own excuses as you will always vouch for yourself. You will need to have some easily accessible liquid funds regardless of what your priorities are as you don’t know the incidents when emergencies strike. Most emergencies are very stressful and you can be able to take away an element of worry in the whole difficult process by having a little bit of financial reserve to give you a cushion when you’re handling other stresses that come with emergency.